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We Make it Easy. Apply online, by phone, or at your local ACE store. Get an instant loan decision. If approved, get cash in hand or by the next business day. Mobile Apps on the go. ACE Cash Express helps customers every day with their financial needs.
Now we make it easier than ever to access the services you need directly from your phone. Download our mobile apps and enjoy our services on the go. ACE makes it easy to obtain cash when you need it most. We specialize in short-term consumer loans, bill pay, prepaid debit cards, and check cashing services.
But its nonetheless increasingly common for people to be arrested for unpaid debts, including in Texas. In 2011, The Wall Street Journal reported that more than a third of states allow borrowers who cant or wont pay debts to be jailed, even in states that prohibit debtors prisons. Debt-collectors and other financial firms, the newspaper reported, are suing borrowers over unpaid credit cards, consumer loans, auto loans and other debts.
Many people report never receiving a notice of the lawsuit and end up with an arrest warrant obtained through the courts.
However, in Unsecured personal loan market size case and others in Texas, some payday lenders have found an even more direct way to harness the power of the criminal-justice system.
The Observer has found a justice of the peace in Harris County who has handled almost 300 hot-check cases, a Class C misdemeanor, for Cash Biz, an Ohio-based payday lender with 24 locations in Texas.
Though Class C misdemeanors rarely carry jail time, at least a few people have served time in the Harris County jail to work off their debt, at 300 a day. Christina McHan failed to repay a 200 loan from Unsecured personal loan market size Biz near Houston. In November 2012 she was arrested, pleaded guilty, and was assessed 305 in additional fines and court costs.
She spent a night in jail to pay off the debt.
Origination, documentation and other additional fees may apply to your online personal loan deal. Late payment, non-payment fees and other penalties may apply to both short term and online personal loan deals in case of missed payments.
Please review your loan agreement carefully for information about the financial implications before you provide your electronic signature. The costs associated with loans of up to 500 can range from 15 to 40 of the entire loan amount, and the charges associated with loans of more than 500 can be even more. Unsecured personal loan market size lender may also charge you late fees as well as fees for non-sufficient funds. As an example, your lender may charge you a 20 nonsufficient funds fee as well as 15 of the loan balance as a late fee.
Please review your loan agreement carefully for information about the financial implications of non-payment before you provide your electronic signature. Non-payment may involve debt collection unsecured personal loan market size as it is set by applicable law. The majority of the lenders in our network do not intend to sell your debt to outside collection agencies.
Instead, they will attempt to collect the debt in-house via telephone, email, postal mail or even text message.