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Ftccomplaintassistant. gov), and the US Consumer Financial Protection Bureau (CFPB - http:www. consumerfinance. govcomplaint) 080613 - Cash Express Loan The Department of Business Oversight issues a warning notice regarding Cash Express Loan. An entity calling itself Cash Express Loan may be offering consumer loans andor deferred deposit sbh personal loan apply (also known as payday loans) in California without any license issued by the Commissioner of Business Oversight in violation of the California Finance Lender Law andor the California Deferred Deposit Transaction Law.
Cash Express Loan purports to provide the following telephone number and email address: 1 872-588-4199 and supportcashexpressprocess. com, but no website or physical address.
In or about May 2013, this entity contacted at least one California consumer offering a 2,500 loan conditioned upon payment of an upfront 280 fee, which was to be paid by purchasing a Vanilla Reload Network card, a type of stored-value card.
After loading the funds onto the card, the California consumer was instructed to give the pin number of the card to the entity, which then withdrew 280 from the card. However, after paying the 280 sbh personal loan apply fee, the California consumer never received any loan funds, and repeated calls and emails to the entity have gone unanswered.
Todd Huettner, a mortgage broker with Huettner Capital in Denver, Colo.recommends that competitive buyers with financing accommodate the seller in the following ways: Earnest money: At a minimum, offer what they are asking.
Title company: Let them choose. Inclusions: Let them decide which fixtures, furnishings or personal property they want to take. Inspections: Limit how much you will ask sellers to fix if the inspection reveals problems. Closing date: Give them the date they want. Possession date: Ask them if they want a day or two to move out after closing.
Finally, assuming youre submitting your best offer, ask the seller, "What else can I do to make this offer better for you, other than a higher price?" Sell before you buy. If one of your contingencies is selling your home first, the deal is far sbh personal loan apply a sure thing.