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Example 2 : If you borrow 8000 over a term of 1 year with a representative APR of 24. 9, you will be responsible for 12 monthly payments of 750.
46, and a total amount payable of 9005. Example 3 : If you borrow saraswat bank personal loan criteria over a term of 2 years with a representative APR of 7. 9, you will have 24 monthly payments of 67. 59, for a total amount payable of 1622. Financial implications (Interest and finance charges) If you are approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your formally accepting their offer.