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In todays opinion, Justice French explained that the MLA provides for either interest-bearing or precomputed loans. Scotts loan was interest-bearing. The relevant statute in the MLA defines an interest-bearing loan as a loan in which the debt is expressed as the principal amount and interest is computed, charged, and collected on unpaid principal balances outstanding from time quick loans round rock tx time. While precomputed loans are required by law to be repaid in monthly installments, the MLA statutes governing interest-bearing loans do not include a monthly installment mandate, Justice French wrote.
The General Assembly could вЂ¦ have included a separate provision in the MLA that specifically requires that interest-bearing loans be repayable in multiple installments, just as it did with precomputed loans by requiring monthly installments, she reasoned.
[I]t did not do so. Reading the statute according to the natural and most obvious import of the statutory language, we conclude that R. 1321. 51(F) is not ambiguous. Justice French then addressed the question whether the STLA bars MLA lenders from making payday-type loans.
This may be offered to you in addition to options like repaying your loan in full at a later date or repaying your debt in installments over time. The minimum term for an automatic renewal is 15 days and you will likely be required to pay renewal fees and additional interest charges.
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Employee: An Appointee who has actively begun to serve in his or her full-time position. Equity: The difference between the fair market value of a property and the current indebtedness secured on the property. Escrow: A situation in which a third party, acting as the agent quick loans round rock tx the buyer and the seller, carries out the instructions of both and assumes the responsibilities of handling all the paperwork and disbursement of funds at settlement or at closing.
Escrow Holdback : Funds retained by the escrow company after the close of escrow until repairs andor required termite work has been completed. Evidence of Insurance : Written documentation from a hazard insurance company that a homeowners policy is in existence on a property. Typically, this is NOT an insurance policy, but a commitment from the insurance company to provide a policy for a specific property at a specific time and premium amount.