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Although Taylor works full time and makes a 48,000 yearly salary, he found it impossible to keep business loan or personal loan with the payments and still have money left over for living expenses. Afraid of what might happen if he defaulted on the loan, Taylor went online and borrowed more money, from a different payday lender.
When he couldnt pay off the second loan, Taylor took out a third. And then a fourth, and then, finally, in October 2014, a fifth.
The loan companies were taking Taylors entire paycheck every two weeks, Taylor said, and he started working odd jobs to make extra money. He even had to write bad checks to buy groceries for himself and his mother. Still, it was impossible to stay on top of the payments. Taylor was searching for a consolidated loan to pay nsb bank personal loan application his debts when he stumbled across the Virginia Poverty Law Center, which offers free legal services to low-income state residents.
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