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Welcome Finance You can loan up to P500,000 with Welcome Finance, provided that you have a minimum annual income of P180,000. Interest rate is at 1. Types of Personal Loan. There are two major types of loan in the Philippines - secured and unsecured loan.
A secured loan requires the borrower to have some sort of collateral as payment security for loan lenders. In the event that the borrower fails to pay the loan amount, lenders will take the asset and use it as a payment for the loaned money. On the other hand, an unsecured loan refers to a Personal Loan without collateral, but this often comes with a higher interest rate. It is considered higher risk since it doesnt have any form of security (aka the aforementioned collateral).
Why apply for Personal Loans. Here are the top reasons Filipinos borrow money.
Huff is a freelance journalist and the author of The 25-Day Money Makeover for Women. She has appeared on a variety of TV and radio shows. Were Committed To Service, Speed Security. Connect with a Helpful Lender. We commit to connecting you with an approved lender. We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork.
Depending on the state you live in, you may be able to obtain an installment loan or a line of credit. Snappy Payday Loans specializes in arranging payday loans online. However we also understand your need for more flexible payment terms than a traditional online payday advance.
That's why we also arrange for installment loans and lines of credit with trusted lenders. You can borrow more and get more flexible payment terms too. See our cash advance page for more details. What Type of Loans are available. There are a variety of loan types available to you with Snappy Payday Loans.