Beware people, i get calls everyday from all the scammers out there, stick to your guns, if they can't prove what you owe, do not send them any money at all. I am calling the FTC tomorrow and filing a complaint, you all do the same to these idiots.
PLEASE. My husband has been getting the same calls. I finally got on the phone with "Hector Boyd" who advised me that this was for a payday loan in 2008. I asked him why they didn't just take the funds out of my checking account if it was a payday loan and he said he didn't know why.
I asked him who the loan was through and he gave me this website.
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5 times your annual salary. Your monthly payment will be dictated by the size of your loan and the amount of your down-payment. You can reduce the size of your monthly payment by increasing the size of your down-payment.
Get pre-approved by a mortgage lender. Before beginning your home search, it's a good idea to get your loan pre-approved by a mortgage lender.
This will let you know how large of a loan you can expect to get.