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Whether this lender would do that depends on their policy (which we don't know) and how long it would be between the loan and your filing. The motion would be to make that loan (or loans) non-dischargeable.
And no, you won't go do jail over it. I definitely recommend that you consult wit han experienced bankruptcy attorney in your area about your entire financial situation. my wages are being garnished if i file for bankruptcy how long will it take for them to stop taking money from my check.
Ashley, it sounds like a creditor sued you and got a judgment against you, and is now garnishing your wages. If you file bankruptcy, that garnishment should stop for your next paycheck. If course if that next paycheck happens very close to your filing (1-2-days), then admin delay might prevent it from being stopped in time.