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Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender.
Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
There is no paperwork involved and your online application will usually take you just five minutes. Once approved, the money will hit your account in an average time of 60 minutes, depending on your bank and whether your application is made within business hours. Borrow money online, anytime, anywhere. Outcome within minutes, not hours or days. Customer satisfaction rate. Paying us back.
Because this small loan will be settled in such a short period of time, you will not have to pay a huge interest fee, and your credit will improve dramatically. If you use this strategy you must be prepared to lose a relatively small amount of money from interest, but your improved credit standing is well worth it. If you are in need of a large amount of money in the future in which good credit is essential, this strategy is useful. Pawn Shop Loan. If you are in need of quick cash, a pawnshop loan can come in handy.
To get a pawnshop loan, you must have a luxury item of considerable value that you can put up as collateral. Pawnbrokers will generally not you down due to your bad credit because this collateral secures their loan. Traditional pawnshops do not require current interest rates for personal loans credit check, and usually will provide liquid cash, so it is an ideal option for those with no bank account and bad credit. Pawn loans can be quite flexible, with many shops allowing for short-term loans without the use of a bank account, as well as a longer repayment period in monthly installments.
Repaying a pawnbroker usually requires payments in cash given directly to the pawnshop, which makes it ideal for a person without a bank account.