Often, you can even use a credit card to pay other bills, such as your phone bill. Using a low-interest credit card buys you a little extra time to pay for things. Often, your next paycheck will come in before you even get the credit card bill.
If theres enough in your paycheck to pay the whole bill, you wont even have to pay interest. But even if you take several months to pay off the balance, youll pay a lot less in interest than you would for a payday loan. According to Consumer cash loans com, the average interest rate for a credit card is urgent cash advance 16.
Thats much lower than the 391 APR of a payday loan. Some bills, such as rent payments, cant go on your credit card.
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment consumer cash loans com time, you should contact your lender immediately and discuss how to handle late payments. Were Committed To Service, Speed Security. Connect with a Helpful Lender. We commit to connecting you with an approved lender.
We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork. The Need for Speed. Our online service readily serves your need to connect with a lender.
You consumer cash loans com pay off your loan early without penalty and we will even keep your line of credit open so you can withdraw a cash advance at a later date.
If you have any questions, feel free to call Customer Service or ask one of our store associates for more information about our fee structure. FLEX Loan FAQ. What do I need in order to get a FLEX Loan. Photo ID Verifiable Income Open Active Bank Account. How much can I receive with a FLEX Loan. You can receive 25 up to 4,000.
How long do I have before I am required to pay back my loan. You can pay an installment on your FLEX Loan anytime and you only pay interest and fees for the amount of time you keep the money.
If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender.
Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. Consumer cash loans com you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.