Or does the mortgage underwriter go back and see that some of my down payment may have come from that personal loan. Any advice would be greatly appreciated, thank you. The 401k loan should be considered seasoned regardless of when its transferred to your checking, but the lender will need to see the paper trail to ensure those funds actually arrived via the 401k loan and not an unacceptable source. It doesnt hurt to run this process by your lender to avoid any hiccups.
Hi, we are in the process of purchasing a house and are planning to use a 401K loan for the down payment (FHA loan). We are planning to take out the maximum amount allowed and should have some money real personal loans from the 401K that we would like to use for the appraisal.
My question is if using a 401K loan, does it matter when we transfer the funds into our checking account. Ive read about funds being seasoned, but so far all the money citizens bank personal loan application id still sitting in the 401K.
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If you are unhappy with the terms of a loan from a lender you are under no obligation to continue on with the loan process. The best part is that we do not charge any fee to you for the use of our service. What is the APR I can expect for a loan I may get from CashAdvanceIt. CashAdvanceIt is not a lender and does not provide short-term loans, but refers consumers who need these loans to lenders who provide them. Because Citizens bank personal loan application id does not provide consumers with loans directly, it is very difficult for us to provide you with an exact Annual Percentage Rate (APR) that you might expect to pay on a short-term loan.
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