The Norse word also is cognate with Old English læn "gift," which did not cash money personal loans into Middle English, but its derived verb lænan is the source of lend. As a verb, loan is attested from 1540s, perhaps earlier, and formerly was current, but has now been supplanted in England by lendthough it survives in American English. Loan word (1874) is a translation of German Lehnwort ; loan-translation is attested 1933, from German Lehnübersetzung.
Slang loan shark first attested 1900. Origin of loan 1. Usage note.
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REPRESENTATIVE EXAMPLE. If you borrowed 2,000 over a 12 month period and the loan had a 3 arrangement fee (60), your monthly repayments would be 189.