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Jones -- and most other payday borrowers who face criminal charges -- came down to a check. Its standard practice at payday lenders for borrowers to leave either a check or a bank account number to obtain a loan.
These checks and debit authorizations are the backbone of the payday lending system. Theyre also the backbone of most criminal charges against payday cash loans cambridge. Jones initially obtained her loan by writing Cash Plus a check for 271. 91 -- the full amount of the loan plus interest and fees -- with the understanding that the check was not to be cashed unless she failed to make her payments.
The next month, when the loan cash loans cambridge due, Jones didnt have the money to pay in full. She made a partial payment, rolling over the loan for another month and asking if she could create a payment plan to pay back the remainder.
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