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The Office of Credit Consumer Commissioner has occasionally told payday lenders to stop seeking criminal charges against customers, but the agency has no jurisdiction over judges or prosecutors. After Tillman wrote to the consumer credit commissioner in August to complain about his situation, the agency investigated.
In a September letter to Marpast, the agency instructed the company to advise the DAs office to cease collection activities on all checks forwarded by Marpast. This should keep Tillman and other borrowers out of jail.
While the commission ordered Marpast to stop, its policing in general is spotty. Since the Texas Legislature assigned the agency the duty of overseeing payday and title loans in 2011, its been cash advance how does it work thin.
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