Pros It offers longer payoff terms. Cons LendUps services are only available in nine states. Verdict LendUp has decent rates, but its not very widespread and doesnt have many other services.
LendUp is one of the smaller payday lenders we reviewed. It only offers its loans in nine states, which is the fewest of any lender we reviewed. In the past year or so, it has reduced the number of states it operates in and has begun offering additional services like credit cards. The loans LendUp offers compare well to those at payday lenders like Check Into Cash. Because each state has its own laws about how much payday lenders can charge, fees vary depending on where you live.
Capital 1 personal loans highest fee we saw LendUp charge was 25 per 100 borrowed, which is about average.
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Mark as New Bookmark Subscribe Subscribe to RSS Feed Permalink Print Email to a Friend Report Inappropriate Content. Re: Cash out from land equity. What did the loan officer think your chances are. They know their own banks underwriting tendencies (since it's portfolio'd), so they should have a fairly good feel on if you'll be approved or not.
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My LO seemed positive given the estimated LTV and my DTI level after the loan. My midscore (681) seemed adequate but with that said there are some baddies reported such as an capital 1 personal loans paid judgment (from 2006), two old paid collections (from 2006) and the most recent 30D late in March 2009.
She said all the issues are more than 2 years back so the UW may not need to have those addressed (provide an LOE).
This negative remark will capital 1 personal loans your credit score and may make it impossible for you to obtain short term loans or other forms of credit in the future. However, once you have repaid your debt to your lender in full, this will be reported to the credit agencies and the negative remark will be removed from your credit history.
Some of the lenders in our network participate in what is known as automatic loan renewal. Simply put, if your loan is beyond a specific amount of time past due, your lender will rollover your loan. This may be offered to you in addition to options like repaying your loan in full at a later date or repaying your debt in installments over time. The minimum term for an automatic renewal is 15 days and you will likely be required to pay renewal fees and additional interest charges.
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