Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any 3 rivers personal loans since we are not a lender ourselves. An APR can generally run between 6 up to 35. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term.
Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site. Repayment Terms.
A term you will often hear thrown out there for interested car buyers is the "cash allowance" incentive. These incentives are usually offered in increments of 500 or 1,000, sometimes reaching as high as 5,000 or 10,000, depending on the type of vehicle. However, the term "cash allowance" can be somewhat confusing, if not misleading. The primary purpose of a cash allowance is seen in the "incentive" it brings the customer. The car maker offers the incentive through a dealer to try to get more people to buy its vehicles.
The allowance is a rebate or discount that is applied to the vehicle price or provided as "cash back," which the customer can receive as a rebate check in 3 rivers personal loans mail.
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