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They may offer an extension on your bills: Find out what the charges are for that service. There could be a late charge, an additional finance charge, or a higher interest rate. Make a realistic budget, including your monthly and daily expenditures, and plan, plan, plan. Try to avoid unnecessary purchases: the costs of small, every day items like a cup of coffee add up.
At the same time, try to build some savings: small deposits do help. A savings plan however modest can help you avoid borrowing for emergencies. Saving the fee on a 300 payday loan for six months, for example, can help you create a buffer against financial emergencies.
Find out if you have or if your bank will offer you overdraft protection on your checking account.
If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
Over 90 Approval Rate. Lowest Interest Rates - Instant e-Approval - Special Offers. Cash loans up to 5000. Simple Online Form Fast Access to Funds. Quick Application.